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I agree with this. I am happy Cool Just A Boy Who Loves Oatmeal Shirt to see things slow down here a bit. I am enjoying the extra family time. It may have long term impacts, but for now, this is ok. Any economist will tell you that people wracking up excessive and unnecessary debt is bad. The idea status for a market economy is that people save a reasonable amount- enough that debt and recessions won’t ruin them but not so much that they don’t buy things beyond the bare necessities. As for the market, well, the market does what people want it to do. Most young Americans don’t want to live with their parents.

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So the market tries to fulfill that Cool Just A Boy Who Loves Oatmeal Shirts demand. The problem is that. Young Americans tend to have relatively low incomes. Young Americans tend to want to live in places where land is a valuable city. So fulfilling that demand in a profitable way is rather challenging. That’s why in many cases studio and one-bedroom apartments have comparable rents to two-bedrooms, as they are highly inefficient to build compared to two-bedrooms. The mistake you’re making is in assuming that capitalism is not universally exploitative; obviously, it is. You’re also assuming it never trades long-term growth for short-term gain, which it always does.

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